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Judging risk

When to push, when to bank it.

Take the shortcut and maybe win, or stay on the road and finish safe. Grab the 1-up over the pit or leave it. Games are full of small bets, and you get the result in seconds.

That instant feedback is exactly what real life is missing, which makes games a great place to learn how your gut handles risk.

Train it on purpose

  1. Play one session all-in: every risk, every shortcut. Then one session all-safe. Compare scores.
  2. Before a risky move, say the odds you think you have. Check them over a few tries.
  3. Notice whether you get greedier when you are ahead or when you are behind.

Off the couch

Money, career moves, whether to ask her out or wait. Most people are either reckless or frozen. Learning what a good risk feels like, and that losing a small bet is survivable, makes you braver about the ones that matter.

Sources

  1. Schultz, W., Dayan, P., & Montague, P. R. (1997). A neural substrate of prediction and reward. Science, 275(5306), 1593-1599. doi:10.1126/science.275.5306.1593

Games that train it

10-Yard Fight cover10-Yard Fight
No playbook, just one call every snap: keep it with the quarterback, pitch it, or throw long to your one receiver. The clock's sped up, so a bad punt on the wrong down costs you the half.
Abadox: The Deadly Inner War coverAbadox: The Deadly Inner War
One enemy projectile kills you, so every move in a tight gap is a bet.
Adventure Island 3 coverAdventure Island 3
Some eggs hold an eggplant that speeds up your energy drain. You hit them anyway because the key or the dinosaur might be in the next one.
Adventure Island coverAdventure Island
The energy bar never stops draining, so every hidden egg or bonus cloud is a gamble. Detour for it and you might starve before the next fruit.
Alien vs Predator coverAlien vs Predator
You can turn invisible for a while, so every fight is a call on whether to cloak and wait or wade in.
Batman: Return of the Joker coverBatman: Return of the Joker
Letter icons swap your wrist projector between crossbow, tracking Batarangs, criss-cross Sonic Neutralizers and spread Shield Stars. Grabbing the wrong one mid-stage can leave you badly armed for the boss.
Blades of Steel coverBlades of Steel
Bump the same skater three times and you can drop the gloves. Win and you might get away clean, lose and you're in the box while they get a power play. Start one in front of the net and the ref might hand them a penalty shot.
Bomberman coverBomberman
Run the timer out or blow up the exit and more enemies pour in. Some power-ups, like the remote detonator, are gone the moment you die.
BurgerTime coverBurgerTime
Dropping an ingredient on an enemy pays more and finishes the board faster, but it's far riskier than crushing one.
Captain Commando coverCaptain Commando
Each commando's special move costs a bit of health. Use it to clear a crowd and you might be the one short at the boss.
Castlevania coverCastlevania
Simon can't change direction mid-jump and a hit knocks him back, often into a pit. Every jump is a decision you live with.
Clock Tower coverClock Tower
Running gets Jennifer away but drains her stamina, and the only fix is sitting on the floor. Her portrait in the corner shows what's left in the tank.
Contra III: The Alien Wars coverContra III: The Alien Wars
Two guns, and you lose the one you're holding when you die. Pick the wrong one to carry into a boss and you're under-armed at the worst moment.
Dig Dug coverDig Dug
Pumping a Pooka takes several presses while the hose is out and you can't move. Each one is a bet that nothing is walking up behind you.
Donkey Kong Jr. coverDonkey Kong Jr.
Hold one vine and climb slowly, grab two and climb faster. The best runs come from switching vines at the last moment to slip past a Snapjaw.
Donkey Kong coverDonkey Kong
Grab the hammer for a few seconds of borrowed bravado, or keep climbing. Mario can't fall far without dying.
Doom coverDoom
You run your own ammunition, health and armour. Cross the toxic waste now and lose health, or hunt for the radiation suit first?
Dragon Warrior coverDragon Warrior
The further you stray from Tantegel, the nastier the monsters. Die and the king revives you with half your gold gone, so every push past the next bridge is a bet.
Excitebike coverExcitebike
B is a turbo that goes faster but heats the engine. Fill the gauge and the bike stops dead while it cools, so every straight is a small bet.
F-Zero coverF-Zero
Every lap earns a Super Jet and you can hold three. Wall scrapes drain your power meter, which only refills in the pit lane on the home straight.
F1 Race coverF1 Race
Every bend asks if you can carry this speed, and a crash costs seconds you may not have.
Final Fantasy III coverFinal Fantasy III
The final stretch has no save points at all. Push on low on items and one bad fight can wipe hours.
Final Fantasy Mystic Quest coverFinal Fantasy Mystic Quest
No random battles: enemies stand still and you choose whether to walk into them. Battlefields clear in ten rounds for a prize.
Final Fantasy coverFinal Fantasy
Spells come three per level with limited casts before you rest. Run dry deep in a dungeon and the only way out is walking back.
Final Fight 2 coverFinal Fight 2
Attack and jump together fires a special that clears the space around you. Knowing when to burn it and when to keep punching is the whole fight.
Final Fight 3 coverFinal Fight 3
The Super Move gauge fills as you land hits. Sit on it too long and it empties itself, so saving it for the boss is a gamble.
Final Fight coverFinal Fight
A spinning attack clears a crowd but costs some health, so it's a choice, not a free escape.
Fire Emblem: Genealogy of the Holy War coverFire Emblem: Genealogy of the Holy War
Units that fall are gone for good, and the weapon triangle means a bad match-up can wipe out your best fighter.
Fire Emblem: Shadow Dragon and the Blade of Light coverFire Emblem: Shadow Dragon and the Blade of Light
Fallen units are gone for good, money is scarce and weapons break. You can even bet gold on arena fights. Every attack is a call: push for the kill or pull the wounded back.
Fire Emblem: Thracia 776 coverFire Emblem: Thracia 776
On fogged maps the enemy stays hidden until your unit steps into range, so every advance is a bet on what's out there.
Gods coverGods
You choose between a tight or loose weapon angle, and between rushing and taking the safe route at the cost of time.
Golf coverGolf
One course, eighteen holes and the wind. Go for the green or play it safe is the whole decision on every long hole.
Gradius coverGradius
Each capsule moves a light along the power meter. Take speed early so you can dodge, or bank capsules for something bigger? Every run is a stack of small bets.
Hagane: The Final Conflict coverHagane: The Final Conflict
Limited magic attacks clear the screen, and there aren't many. You choose when to spend them.
Jackal coverJackal
Rescued prisoners ride in your jeep until the pad. Get blown up and they spill out and wait for you to come back for them.
Journey to Silius coverJourney to Silius
Every gun you collect draws on one gun-energy gauge. Run it dry and you're back to the pistol, so firing the good stuff early is a bet.
Jungle Strike coverJungle Strike
The stronger the weapon, the fewer you carry, so every Hellfire is a bet you won't need something else.
Kid Icarus coverKid Icarus
Defeated enemies drop hearts you spend in shops and black markets, and your score at the end of each level decides whether your health bar grows.
Kirby's Adventure coverKirby's Adventure
Get hit and your copy ability drops away, with a moment to grab it back before it is gone. Do you chase it into danger or let it go?
Kirby's Dream Course coverKirby's Dream Course
You set power, angle and spin, and a big shot can clear two enemies or leave Kirby stranded. Fewer strokes means a better medal.
Life Force coverLife Force
The Gradius power bar makes you choose when to spend capsules: speed, missiles, lasers, options or a shield. Spend early and you're fragile; hoard and you're slow.
Little Samson coverLittle Samson
K.O. has almost no health, and if Samson falls the whole stage restarts, even if the other three are fine. Who you risk in a dangerous spot matters.
Lufia II: Rise of the Sinistrals coverLufia II: Rise of the Sinistrals
The Ancient Cave is 99 random floors, and you start at level one with nothing. Every floor you ask: push on or bank it?
Mega Man 2 coverMega Man 2
Normal mode makes the boss weapons so strong some fights end before they start. Difficult is how it shipped in Japan.
Mega Man 6 coverMega Man 6
Jet Mega Man flies but drops the charge shot; Power Mega Man punches through blocks but loses range. Every adaptor is a trade.
Mega Man X3 coverMega Man X3
You can swap to Zero for most of a stage, but if he falls he's gone for the rest of the game.
Mega Man coverMega Man
Nothing refills between the fortress stages, so you arrive at Wily with whatever weapon energy you managed to save.
Mortal Kombat 3 coverMortal Kombat 3
The Run button and meter push you forward. Rushing in is fun and aggressive, and it also leaves you open.
NBA Jam coverNBA Jam
Hit three in a row and you're on fire, until the other side scores. Every possession has a stake.
Ninja Gaiden III: The Ancient Ship of Doom coverNinja Gaiden III: The Ancient Ship of Doom
In the American version two bars of health go per hit and you get five continues for the whole game. A bad evening sends you back to Act 1.
Operation Wolf coverOperation Wolf
Dynamite wipes out every target on screen, enemy and friendly, so grabbing it is a bet.
Paperboy 2 coverPaperboy 2
Papers go to houses on both sides of the street, so every house is a choice between left and right while the obstacles keep coming.
Paperboy coverPaperboy
Breaking a non-subscriber's windows earns points, but miss a subscriber or break their window and they cancel. Every run has two jobs.
Parodius coverParodius
Four pilots, each with a weapon set from a different Konami shooter, plus TwinBee bells with one-off powers like clearing the screen.
Plok coverPlok
Throw a limb and miss, and it takes longer to return. Throw all four and you're left bouncing. Some puzzles make you give a limb up on purpose.
Pocky & Rocky 2 coverPocky & Rocky 2
Throwing a friend hits an enemy very hard, then they're out for a bit. Every throw is a trade: big damage now, no help for the next few seconds.
Pop'n TwinBee coverPop'n TwinBee
Keep shooting a bell for the colour you want, but don't lose it off the screen. Every bell is a little bet on greed versus safety.
Populous coverPopulous
Mana is your budget. Spend it on an earthquake now, or let it build towards floods and volcanoes while your rival does the same.
Primal Rage coverPrimal Rage
Eating a worshipper heals you but costs a beat, and eating your own followers costs points. Every snack is a bet.
R-Type III: The Third Lightning coverR-Type III: The Third Lightning
The Hyper Wave Cannon fires an unbeatable burst, then overheats and leaves you with no Wave Cannon for a few seconds. Every use is a gamble.
Rad Racer coverRad Racer
At full turbo the corners arrive sooner than you can read them, and one clipped bumper flips you end over end. Push or back off, every second.
Rampage coverRampage
Every window is a lucky dip: a roast chicken, a stick of dynamite, a toaster that hurts until the toast pops. You punch first and find out after.
R.C. Pro-Am coverR.C. Pro-Am
Fire too many missiles and the yellow car kicks up to 127 mph, faster than you can ever go. Every shot is a trade: a place now, a monster on your bumper later.
Romancing SaGa 2 coverRomancing SaGa 2
Life Points run out and the character is permanently dead. Dashing into an enemy breaks your formation. You weigh a bold move against what it costs.
Romancing SaGa 3 coverRomancing SaGa 3
Characters carry limited Life Points, and if most of them run out, they're gone for good. Fight on or retreat to the inn?
Shadowrun coverShadowrun
Hidden gunmen on nearly every screen. Retreat, or find the shooter and hit back? Dying in cyberspace kills Jake for real, so you weigh up every hack.
Skate or Die! coverSkate or Die!
The downhill race through the park is all about picking lines. Fast and dangerous, or slower and safe.
Smash TV coverSmash TV
Cash and prizes are scattered through the arena, and every one you grab is a step towards the crowd.
Splatterhouse: Wanpaku Graffiti coverSplatterhouse: Wanpaku Graffiti
The shotgun comes with limited shells. Spend them on a crowd or save them for the boss?
Spy Hunter coverSpy Hunter
Your gadgets vanish the moment you lose the car, so every missile you hoard is a missile you might never fire. Spend them now, or save them for a helicopter that may never come?
Star Fox coverStar Fox
Three routes through Lylat, each a step up in difficulty. Scrape the scenery too often and your wings snap off.
Stunt Race FX coverStunt Race FX
The F-Type, Coupe and 4WD trade speed, toughness and acceleration differently, and collisions damage your car. Pick your weakness.
Summer Carnival '92: Recca coverSummer Carnival '92: Recca
Stop firing and a shield charges, soaking ordinary shots, then let it go as a blast. Every wave is a call: keep shooting, or stop and charge?
Super Bomberman 3 coverSuper Bomberman 3
The arena gets crowded, and every power-up grab means stepping into somebody's blast line.
Super Mario Bros. 2 coverSuper Mario Bros. 2
Luigi jumps higher and slides further, Mario is quicker and more grounded. Picking one is picking which risks you want.
Super Mario Kart coverSuper Mario Kart
Coins lift your top speed and soak up hits, so every line through a coin cluster is a small bet against the wall.
Super Mario World coverSuper Mario World
The cape lets a confident player fly over whole levels, and the reserve box keeps a spare power-up for when you get hit. Both change how brave you can afford to be.
Sweet Home coverSweet Home
When someone dies they stay dead, some traps want a decision on the spot, and the only healing is the tonics left in the rooms. Every door is a small bet.
Tecmo Super Bowl coverTecmo Super Bowl
The play-guessing between offence and defence is a real contest of nerve. Give it to Bo again, or bet the other player is waiting for it?
Tecmo Super Bowl coverTecmo Super Bowl
Rain and snow can turn up at random in Season mode and add a bit of luck to the long haul. You can't control the weather, only how much you bet.
Teenage Mutant Ninja Turtles III: The Manhattan Project coverTeenage Mutant Ninja Turtles III: The Manhattan Project
Each Turtle's special attack costs a sliver of health, unless you're on your last bar. Easy to overuse.
Tetris coverTetris
A tetris pays several times more per line, so the best play is greedy: stack high, leave a column open and wait for the long bar. Then a drought hits.
The Legend of the Mystical Ninja coverThe Legend of the Mystical Ninja
Your coins go on armour or another round of the lottery, dice or trivia. Arguing over it is half the fun.
The Lost Vikings coverThe Lost Vikings
Lose one Viking to a careless fall and the level can't be won, so you start again. One bit of rushing costs all three.
Theme Park coverTheme Park
Loans, research spend and rides that explode if neglected are all bets on the future.
Uniracers coverUniracers
Stunts speed you up, but land badly and you wipe out and lose all your momentum. Bravery wins, right up until it doesn't.
Urban Champion coverUrban Champion
Every punch spends one of your 200 stamina points, and once they're gone every hit knocks you back. Heavy punches hit hard but are slow enough to block.
Urban Strike coverUrban Strike
Hellfire missiles hit hardest, but you carry fewer, so each one is a bet you won't need something else.
Wild Guns coverWild Guns
Hold the button and the pad moves your crosshair, not your feet, so you can't run and shoot at once. Every second is aim or dodge.
Yoshi's Cookie coverYoshi's Cookie
A Yoshi cookie turns up now and then as a wild card, and the urge to use it straight away is almost always wrong.
Zombies Ate My Neighbors coverZombies Ate My Neighbors
Save at least one neighbour to open the exit, but every one you leave is gone for good. Chasing the last tourist as night falls is a real bet.